Pradhan Mantri Jan Dhan Yojana Online Apply – PMJDY – under the National Mission for Financial Inclusion was launched on 28th August 2014 initially for a period of 4 years (in two phases) . It envisages universal access to banking facilities with at least one basic banking account for every household, financial literacy, access to credit, insurance and pension.Under the scheme, a basic savings bank deposit (BSBD) account can be opened in any bank branch or Business Correspondent (Bank Mitra) outlet, by persons not having any other account.
Launch Date – 28th August 2014
PMJDY has provided a platform for the three social security schemes viz. Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Mudra Yojana (PMMY) and Atal Pension Yojana (APY).
Benefits under PMJDY
- There is no requirement to maintain any minimum balance in PMJDY accounts.
- Interest is earned on the deposit in PMJDY accounts.
- Rupay Debit card is provided to PMJDY account holder.
- One basic savings bank account is opened for unbanked person.
- Accident Insurance Cover of Rs.1 lakh (enhanced to Rs. 2 lakh to new PMJDY accounts opened after 28.8.2018) is available with RuPay card issued to the PMJDY account holders.
- An overdraft (OD) facility up to Rs. 10,000 to eligible account holders is available.
- PMJDY accounts are eligible for Direct Benefit Transfer (DBT), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY), Micro Units Development & Refinance Agency Bank (MUDRA) scheme.
Pradhan Mantri Jan Dhan Yojana Online Apply
Official website – https://pmjdy.gov.in/home
Where PMJDY accounts could be opened?
PMJDY accounts could be opened in any bank branch or business correspondent’s kiosks. You just have to visit bank and fill application form for PMJDY bank account.
How can I check my Pmjdy account?
If you want to check whether you have PMJDY bank account or not. PMJDY holder can check the balance of his/her account by dialing 18004253800 or 1800112211. SBI customer has to call on this number from his registered mobile number.
Who is eligible for Jan Dhan account?
Every Indian citizen who must also be between 18 to 59 years of age, holding Aadhar as proof. Your bank account must be bio-metric linked and you must also hold a RuPay card.
Can I open Jan Dhan account now in 2021?
Yes you can open PMJDY account in 2021. PMJDY account can be opened in any bank branch or business correspondent outlet. Accounts under PMJDY are opened with zero balance. you just have to visit banks and talk to bank official for this account opening.
How can I make my Jan Dhan account online?
You can open Jan Dhan account online via following bank links. you just have to visit these banks websites and fulfill their requirements.
Bank of Baroda – Click Here Pradhan Mantri Jan Dhan Yojana Online Apply
Axis Bank – Click Here Pradhan Mantri Jan Dhan Yojana Online Apply
Bank of India – Click Here Pradhan Mantri Jan Dhan Yojana Online Apply
Fino Bank – Click Here Pradhan Mantri Jan Dhan Yojana Online Apply
How can I convert my Pmjdy account to normal account?
If you wants to convert your Small Account into regular BSBD account under PMJDY, you have to request bank along with submission of the required Know Your Customer (KYC) documents
What is the limit of Jan Dhan account?
The deposit limit of Jan dhan account is 50000 a day. A Small Account is ideal for those subscribers who don’t have the relevant documents to open a bank account under the Pradhan Mantri Jan Dhan Yojana scheme. An account holder can deposit a maximum amount of Rs. 50,000 in this account.
What is the withdrawal limit for Jan Dhan account?
If you want to make a withdrawal from a PMJDY bank account, you can do so using a RuPay Debit Card. While the withdrawal limit from an account under PMJDY is Rs. 10,000,
Application form in Hindi – Click here
Application form in English – Click here